WealthBuilder is a low-fee, professionally managed ETF portfolio designed for long-term investing. Start with just $1,000 and get exposure to hundreds of Australian and international companies. We select the ETFs, manage the portfolio and keep it on track.
Low minimum
Start with just $1,000.
You don’t need a large amount to get started.
LESS HASSLE
We manage it for you.
We select the ETFs, manage your portfolio and keep it on track over time.
Low fees
0.55% p.a. InvestSMART fees.
That’s just $5.50 a year on a $1,000 investment.*
A closer look at WealthBuilder
Explore how WealthBuilder invests, how much it costs and use our calculator to see how your investment could potentially grow over time.
InvestSMART
WealthBuilder
Suggested timeframe: 7+ years
Minimum investment: $1,000
Investment approach: A diversified ETF portfolio highly weighted to growth assets, designed for long-term investors comfortable with higher risk.
Target allocation
Growth assets 98%
Defensive assets 2%
Key information
WealthBuilder is designed for long-term investors who are comfortable with a high level of market risk and want a professionally managed ETF portfolio.
May suit you if you’re
Investing for 7+ years
Comfortable with market ups and downs
Looking to build wealth over the long term
Wanting professional portfolio management
Key facts
Minimum initial investment: $1,000
Estimated income: 0% p.a.
Benchmark index: Morningstar® Australia Aggressive Target Allocation NR AUD+
Standard risk measure: High (expected negative annual return in 4-6 years out of every 20)
To make sure this investment is appropriate for you, please read the Target Market Determination (TMD) and Product Disclosure Statement (PDS) for this portfolio.
Australian and global shares.
One diversified portfolio.
Get exposure to hundreds of companies across different markets and sectors, from global technology leaders to Australian resources, materials and financial services companies.
Why WealthBuilder
You can begin investing with just $1,000
You don’t need $10,000 to begin. Start with just $1,000.
Professionally managed
We select the ETFs, manage the allocation and monitor your portfolio over time.
The best of Australia and the world
Get exposure to global technology leaders alongside Australia’s strength in resources and materials, spreading your investment across different companies, sectors and economies.
Low fees, no brokerage to buy
Pay 0.55% p.a. in InvestSMART management and administration fees. That’s $5.50 a year on $1,000, with no brokerage when we buy ETFs. *
You're in good hands.
Relax and invest safely.
Your investments are held in your name
You remain the beneficial and legal owner of the ETFs in your portfolio, giving you transparency and control over your investments.
Track everything in one place
See your portfolio value, performance, holdings, transactions and fees online.
Tax reporting made easier
We consolidate your portfolio's income and trading activity for tax reporting.
Security you can rely on
Your account and personal information are protected using industry-standard security measures.
FAQs
Do I own my holdings in Wealthbuilder?
Can I have a regular contribution plan with Wealthbuilder?
What account types are available with Wealthbuilder?
How is income handled with Wealthbuilder?
What are the fees for Wealthbuilder?
Do I get a tax statement with Wealthbuilder?
For answers to common questions, visit our Help Centre.
IMPORTANT: This information is general financial product advice only and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you. You should consider the relevant Product Disclosure Statement (PDS), Financial Services Guide (FSG), Target Market Determination (TMD) or seek professional advice before making any investment decision. The PDS for financial products offered through InvestSMART can be downloaded from this website or obtained by contacting 1300 880 160.
* Unique to InvestSMART, our management fees start from $44 p.a. and are capped at $880 p.a. for investments over $200,000. These fees do not include indirect management fees charged by Exchange Traded Funds, brokerage or administration fees. Administration fees are applicable at 0.11% per annum and include all buy-side brokerage. Sell-side brokerage is applicable at the greater of $4.40 or 0.044% per trade. For more information about fees and costs, please see the Product Disclosure Statement and Investment Menu or click here.
# Performance figures are after management and admin fees excl. brokerage and assuming dividends re-invested and no withdrawals. Performance figures for periods greater than one year are annualised and presented as "per annum" values. The peer comparison figures have been sourced from Morningstar data and is therefore limited to the funds and investment products included in their database. This may not include all funds available for retail investment in Australia. The peer calculation is inclusive of admin and management fees; excludes brokerage and no withdrawals have been made. InvestSMART cannot determine whether or not franking has been included, nor if dividends have been reinvested. Historical performance is not a reliable indicator of future performance.
^ Only funds and investment products included in the Morningstar Australia database are available for fee and performance comparison. This may not include all funds available for retail investment in Australia. Only funds with > three year returns were included in any fee comparison, and were compared to Morningstar’s nominated benchmark. Fees are calculated by Morningstar as the average over 10 years. Whilst every care has been taken in producing these numbers, InvestSMART does not guarantee the accuracy of the figures produced in the table. Fee data may not include all costs being charged such as platform and adviser fees. For the effect of fees on your cumulative returns, please see our report How Fees Can Destroy Your Wealth.
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