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SMSF made simple

Take control of your
super. SMSF admin without the headache.

Take control of your super. SMSF admin without the headache.

Keep an eye on your SMSF
and see all your investments in one place.

We take care of all the tough admin stuff, starting from $990 per year.

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Book a call with us

We handle the heavy lifting

We take care of the accounting, tax, audit, online reporting and support.

Preparation and lodgement of SMSF annual tax return

Preparation of annual trustee resolution and minutes

Lodgement of activity statements (including PAYG & BAS).

Annual member statements

Preparation of SMSF EOFY annual statements

Annual investment and performance reports

Independent annual SMSF audit

We help keep deadlines, records and obligations on track

You stay in control of your SMSF.

See all your investments in one place.

New or transfer existing SMSF

Choose the journey that fits your situation.

For first-time SMSF investors who
want a straight forward setup and well-organised admin from the start.

Online onboarding application

Company registration & Trust deed

We’ll get the corporate trustee registered with ASIC and put together the Trust deed. This is the key legal document that explains how the fund will work. We’ll have it all set once we get your Australian Company Number (ACN) from ASIC.

eSign trust deed & SMSF registration

We’ll send you the trust deed electronically for you and the other directors to review and sign. Once it’s all signed off, we’ll get your fund’s ABN and TFN from the ATO.

Brokerage, Bank account & Investment strategy

We’ll set up a brokerage account with Totality for you, or you’re welcome to pick any broker you prefer. We’ll also automatically open a Macquarie bank account for your SMSF, and help you set up your fund’s investment strategy.

Funding & Sign-off

Roll over any existing super or contribute once ready. Members can review and confirm their assigned duties.

Start investing

With your Totality SMSF brokerage account all set, you’re now ready to invest your super in stocks and ETFs that are listed in both the US and the ASX.

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For first-time SMSF investors who
want a straight forward setup and well-organised admin from the start.

Online onboarding application

Company registration & Trust deed

eSign trust deed & SMSF registration

We’ll send you the trust deed electronically for you and the other directors to review and sign. Once it’s all signed off, we’ll get your fund’s ABN and TFN from the ATO.

Brokerage, Bank account & Investment strategy

Funding & Sign-off

Roll over any existing super or contribute once ready. Members can review and confirm their assigned duties.

Start investing

With your Totality SMSF brokerage account all set, you’re now ready to invest your super in stocks and ETFs that are listed in both the US and the ASX.

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Book a call with us

SMSF key benefits

What are the advantages
of setting up an SMSF?

Full investment control

Choose what your SMSF invests in, when to invest, and when to change strategy.

Pool your super

Up to six members can combine their super in one SMSF, helping reduce costs per person and increase investment scale.

Borrow to invest

SMSFs can borrow to invest in property, shares or funds through a Limited Recourse Borrowing Arrangement. If the loan defaults, the lender’s claim is generally limited to the asset purchased.

Tax benefits

SMSFs receive the same concessional super tax treatment, including 15% tax on investment income, 10% on capital gains (for assets held > 12 months) and potential tax-free earnings on assets supporting pension payments.

Asset protection

SMSFs may offer protection from creditors in certain situations, depending on the structure and circumstances.

Estate planning

SMSFs can provide greater flexibility when passing wealth to beneficiaries, with potential tax advantages for dependants and non-dependants.

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SMFS pricing

Full-service admin of your SMSF, no matter the assets. Choose your path.

When you’re setting up a new SMSF there is a setup fee that comes out of your first year’s admin costs. Also, if you’re creating a new company or trustee setup, there is a one-off $611 corporate trustee ASIC fee. There is no set up fee if you move an existing SMSF.

Additional fees may apply for actuarial certificates, etc.

Get a $330 discount on annual fees

If you have an Intelligent Investor subscription and/or an investment of more than $100,000 in PMA accounts, we will discount the annual fees by $330.

InvestSMART

SMSF Essentials

$1,320/ yearly

New set up or transfer, full admin and investing:

Cash, term deposits

ASX shares & ETFs

U.S. stocks & ETFs

Managed funds

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InvestSMART

SMSF Property

$1,690/ yearly

New set up or transfer, full admin and investing:

Everything on SMSF Essentials

Property-capable structures

Residential & commercial property unit trusts

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InvestSMART

SMSF Premium

$2,490/ yearly

New set up or transfer, full admin and investing:

Everything on SMSF Property

Crypto

Precious metals

Collectables

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FAQs

What is an SMSF?

Can I invest in the PMA through my SMSF?

Can I transfer my existing SMSF?

Do I need a large balance?

Do I have to pay tax on my super when I transfer?

How much time is involved in running my SMSF?

What about my insurance policy?

What are the fees?

Our admin fees are low and transparent. Additional fees may apply for certain additional services. Please see full list here. we do not collect commissions from any of the brokers or banks that you might choose to use.

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IMPORTANT: This information is general financial product advice only and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you. You should consider the relevant Product Disclosure Statement (PDS), Financial Services Guide (FSG), Target Market Determination (TMD) or seek professional advice before making any investment decision. The PDS for financial products offered through InvestSMART can be downloaded from this website or obtained by contacting 1300 880 160.

** The New Portfolio Offer (Offer) is provided to you by InvestSMART Financial Services Pty Limited ACN 089 038 531 AFSL 226435 (InvestSMART) and is only available to investors who open and fund a new account in the Professionally Managed Accounts ARSN 620 030 382 from 1 July 2025 to 31 July 2025 and who do not have a Fundlater loan (Eligible PMA). Offer is not available in conjunction with any other offer (eg. Not available in conjunction with refer a friend bonus). Offer may only be claimed once per investor during the Offer period. InvestSMART will deposit AU$100 into your Eligible PMA within 14 days of receiving your investment funds into your Eligible PMA. Minimum investment amounts and eligibility criteria apply depending on your chosen investment portfolio. InvestSMART reserves the right to modify, suspend or terminate the Offer without notice. See FAQs for more information at https://www.investsmart.com.au/invest-with-us.

* InvestSMART’s capped management fees (capped at $880 p.a.) do not include indirect management fees charged by Exchange Traded Funds, brokerage or administration fees. Administration fees are applicable at 0.11% per annum and include all buy-side brokerage. Sell-side brokerage is applicable at the greater of $4.40 or 0.044% per trade. For more information about fees and costs, please see the Product Disclosure Statement and Investment Menu.

# Performance figures are after management and admin fees excl. brokerage and assuming dividends re-invested and no withdrawals. Performance figures for periods greater than one year are annualised and presented as "per annum" values. The peer comparison figures have been sourced from Morningstar data and is therefore limited to the funds and investment products included in their database. This may not include all funds available for retail investment in Australia. The peer calculation is inclusive of admin and management fees; excludes brokerage and no withdrawals have been made. InvestSMART cannot determine whether or not franking has been included, nor if dividends have been reinvested. Historical performance is not a reliable indicator of future performance.

^ Only funds and investment products included in the Morningstar Australia database are available for fee and performance comparison. This may not include all funds available for retail investment in Australia. Only funds with > three year returns were included in any fee comparison, and were compared to Morningstar’s nominated benchmark. Fees are calculated by Morningstar as the average over 10 years. Whilst every care has been taken in producing these numbers, InvestSMART does not guarantee the accuracy of the figures produced in the table. Fee data may not include all costs being charged such as platform and adviser fees. For the effect of fees on your cumulative returns, please see our report How Fees Can Destroy Your Wealth.

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Book a call with us

Keep an eye on your SMSF and see all your investments in one place.

We take care of all the tough admin stuff, starting from $990 per year.

Preparation and lodgement of SMSF annual tax return

Preparation of annual trustee resolution and minutes

Lodgement of activity statements (including PAYG & BAS).

Annual member statements

Preparation of SMSF EOFY annual statements

Annual investment and performance reports

Independent annual SMSF audit

We help keep deadlines, records and obligations on track

Full investment control

Choose what your SMSF invests in, when to invest, and when to change strategy.

Pool your super

Up to six members can combine their super in one SMSF, helping reduce costs per person and increase investment scale.

Borrow to invest

SMSFs can borrow to invest in property, shares or funds through a Limited Recourse Borrowing Arrangement. If the loan defaults, the lender’s claim is generally limited to the asset purchased.

Tax benefits

SMSFs receive the same concessional super tax treatment, including 15% tax on investment income, 10% on capital gains (for assets held > 12 months) and potential tax-free earnings on assets supporting pension payments.

Asset protection

SMSFs may offer protection from creditors in certain situations, depending on the structure and circumstances.

Estate planning

SMSFs can provide greater flexibility when passing wealth to beneficiaries, with potential tax advantages for dependants and non-dependants.

When you’re setting up a new SMSF there is a setup fee that comes out of your first year’s admin costs. Also, if you’re creating a new company or trustee setup, there is a one-off $611 corporate trustee ASIC fee. There is no set up fee if you move an existing SMSF.

Additional fees may apply for actuarial certificates, etc.

If you have an Intelligent Investor subscription and/or an investment of more than $100,000 in PMA accounts, we will discount the annual fees by $330.

If you have an Intelligent Investor subscription and/or an investment of more than $100,000 in PMA accounts, we will discount the annual fees by $330.

InvestSMART

SMSF Essentials

$1,320/ yearly

Cash, term deposits

ASX shares & ETFs

U.S. stocks & ETFs

Managed funds

InvestSMART

SMSF Property

$1,690/ yearly

Everything on SMSF Essentials

Property-capable structures

Residential & commercial property unit trusts

InvestSMART

SMSF Premium

$2,490/ yearly

Everything on SMSF Property

Crypto

Precious metals

Collectables

FAQs

Keep an eye on your SMSF
and see all your investments in one place.