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SMSF made simple
Take control of your
super. SMSF admin without the headache.
Keep an eye on your SMSF
and see all your investments in one place.
We take care of all the tough admin stuff, starting from $990 per year.
We handle the heavy lifting
We take care of the accounting, tax, audit, online reporting and support.
Preparation and lodgement of SMSF annual tax return
Preparation of annual trustee resolution and minutes
Lodgement of activity statements (including PAYG & BAS).
Annual member statements
Preparation of SMSF EOFY annual statements
Annual investment and performance reports
Independent annual SMSF audit
We help keep deadlines, records and obligations on track
You stay in control of your SMSF.
See all your investments in one place.
New or transfer existing SMSF
Choose the journey that fits your situation.
For first-time SMSF investors who
want a straight forward setup and well-organised admin from the start.
1
Online onboarding application
Sign up online in minutes. Enter your personal details and include those of anyone else you’d like to join the fund
2
Company registration & Trust deed
We’ll get the corporate trustee registered with ASIC and put together the Trust deed. This is the key legal document that explains how the fund will work. We’ll have it all set once we get your Australian Company Number (ACN) from ASIC.
3
eSign trust deed & SMSF registration
We’ll send you the trust deed electronically for you and the other directors to review and sign. Once it’s all signed off, we’ll get your fund’s ABN and TFN from the ATO.
4
Brokerage, Bank account & Investment strategy
We’ll set up a brokerage account with Totality for you, or you’re welcome to pick any broker you prefer. We’ll also automatically open a Macquarie bank account for your SMSF, and help you set up your fund’s investment strategy.
5
Funding & Sign-off
Roll over any existing super or contribute once ready. Members can review and confirm their assigned duties.
6
Start investing
With your Totality SMSF brokerage account all set, you’re now ready to invest your super in stocks and ETFs that are listed in both the US and the ASX.
SMSF key benefits
What are the advantages
of setting up an SMSF?
Full investment control
Choose what your SMSF invests in, when to invest, and when to change strategy.
Pool your super
Up to six members can combine their super in one SMSF, helping reduce costs per person and increase investment scale.
Borrow to invest
SMSFs can borrow to invest in property, shares or funds through a Limited Recourse Borrowing Arrangement. If the loan defaults, the lender’s claim is generally limited to the asset purchased.
Tax benefits
SMSFs receive the same concessional super tax treatment, including 15% tax on investment income, 10% on capital gains (for assets held > 12 months) and potential tax-free earnings on assets supporting pension payments.
Asset protection
SMSFs may offer protection from creditors in certain situations, depending on the structure and circumstances.
Estate planning
SMSFs can provide greater flexibility when passing wealth to beneficiaries, with potential tax advantages for dependants and non-dependants.
SMFS pricing
Full-service admin of your SMSF, no matter the assets. Choose your path.
When you’re setting up a new SMSF there is a setup fee that comes out of your first year’s admin costs. Also, if you’re creating a new company or trustee setup, there is a one-off $611 corporate trustee ASIC fee. There is no set up fee if you move an existing SMSF.
Additional fees may apply for actuarial certificates, etc.
InvestSMART
SMSF Basic
$990/ yearly
New set up or transfer, full admin and investing:
Cash, term deposits
ASX shares & ETFs
Exclusive to clients who’ve invested $100,000 in our portfolios/funds or have a yearly Intelligent Investor subscription.
InvestSMART
SMSF Essentials
$1,320/ yearly
New set up or transfer, full admin and investing:
Everything on SMSF Basic
U.S. stocks & ETFs
Managed funds
InvestSMART
SMSF Property
$1,690/ yearly
New set up or transfer, full admin and investing:
Everything on SMSF Essentials
Property-capable structures
Residential & commercial property unit trusts
InvestSMART
SMSF Premium
$2,490/ yearly
New set up or transfer, full admin and investing:
Everything on SMSF Property
Crypto
Precious metals
Collectables
FAQs
What is an SMSF?
Can I invest in the PMA through my SMSF?
Can I transfer my existing SMSF?
Do I need a large balance?
Do I have to pay tax on my super when I transfer?
How much time is involved in running my SMSF?
What about my insurance policy?
What are the fees?
Our admin fees are low and transparent. Additional fees may apply for certain additional services. Please see full list here. we do not collect commissions from any of the brokers or banks that you might choose to use.
Got any more questions? book a call back