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Choose your ETF portfolio

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make it your own

Monitor your portfolio
while we do the rest.

You are in control, with everything you need to monitor and manage your portfolio.

Why invest with us

Simple, smart investing.
Backed by real people.

Financial advice in minutes.

If you are not sure how to choose the right portfolio for you, take our financial advice quiz and get your statement of advice in minutes.

Expert-built portfolios, with your personal touch.

Our ETF Portfolios are professionally managed and automatically rebalanced with the option to add up to 5 star-rated ETFs to suit your interests and goals.

Managed by us, controlled by you.

Our intuitive dashboard puts you in control with everything you need to monitor and manage your portfolio.

Low-cost and transparent fees.

Management fees of 0.44% p.a, capped at $880 p.a. for accounts over $200,000, plus a flat 0.11% p.a. admin fee.

Tax time made easy.

Consolidated end-of-financial-year reporting makes tax time easy.

Customer stories

Our ETF portfolios helping real people achieving real goals.

Chris P.

Investing for my future

I started buying and selling shares based on my research with some success…

Annelise P.

Investing for my retirement

I’ve always managed my own investments and the investments of my…

Paul L.

Investing for my children

The investment portfolios we have setup for my 3 children was funded by…

Cheryl S.

Investing for my grandkids

I wanted to help secure my grandchildren’s future. I chose investments for the…

Expert-built portfolios

Explore our low-cost diversified ETF portfolios.

Conservative

Balanced

Growth

Ethical Growth

Ethical High Growth

High Growth

InvestSMART

High Growth

Suggested timeframe: 7+ years.

Strategy: For those seeking a ETF diversified portfolio highly weighted to growth assets with a higher tolerance for risk.

Risk profile: High.

Growth assets: 91%

Australian shares

36.5%

International shares

48.5%

Property & infrastructure

Defensive assets: 9%

Fixed interest

Cash

Key information

Details

Performance & Reports

Fees

The High Growth Portfolio is all about helping you build long term wealth and achieve goals with a timeframe of 7-years-plus to ride out the ups and down of markets.

To make sure this investment is appropriate for you, please read our Target Market Determination for this portfolio.

Suitable goals:

Looking to invest for 7+ years

Looking for the highest allocation to growth assets

Saving for future retirement

Building a nest egg for your next-of-kin

Enjoying retirement with no concerns

Key facts:

Minimum initial investment $10,000

Performance since inception 8.12% p.a. (27 Oct 2014)

Estimated income 3.14% p.a.

Benchmark Index Morningstar® Australia Aggressive Target Allocation NR AUD+

Standard risk measure, High (expected negative annual return in 4-6 years out of every 20)

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Conservative

Balanced

Growth

Ethical Growth

Ethical High Growth

High Growth

InvestSMART

High Growth

Suggested timeframe: 7+ years.

Strategy: For those seeking a ETF diversified portfolio highly weighted to growth assets with a higher tolerance for risk.

Risk profile: High.

Growth assets: 91%

Australian shares

36.5%

International shares

48.5%

Property & infrastructure

Defensive assets: 9%

Fixed interest

Cash

Key information

Details

Performance & Reports

Fees

The High Growth Portfolio is all about helping you build long term wealth and achieve goals with a timeframe of 7-years-plus to ride out the ups and down of markets.

To make sure this investment is appropriate for you, please read our Target Market Determination for this portfolio.

Suitable goals:

Looking to invest for 7+ years

Looking for the highest allocation to growth assets

Saving for future retirement

Building a nest egg for your next-of-kin

Enjoying retirement with no concerns

Key facts:

Minimum initial investment $10,000

Performance since inception 8.12% p.a. (27 Oct 2014)

Estimated income 3.14% p.a.

Benchmark Index Morningstar® Australia Aggressive Target Allocation NR AUD+

Standard risk measure, High (expected negative annual return in 4-6 years out of every 20)

Get started

Conservative

Balanced

Growth

Ethical Growth

Ethical High Growth

High Growth

InvestSMART

High Growth

Suggested timeframe: 7+ years.

Strategy: For those seeking a ETF diversified portfolio highly weighted to growth assets with a higher tolerance for risk.

Risk profile: High.

Growth assets: 91%

Australian shares

36.5%

International shares

48.5%

Property & infrastructure

Defensive assets: 9%

Fixed interest

Cash

Key information

Details

Performance & Reports

Fees

The High Growth Portfolio is all about helping you build long term wealth and achieve goals with a timeframe of 7-years-plus to ride out the ups and down of markets.

To make sure this investment is appropriate for you, please read our Target Market Determination for this portfolio.

Suitable goals:

Looking to invest for 7+ years

Looking for the highest allocation to growth assets

Saving for future retirement

Building a nest egg for your next-of-kin

Enjoying retirement with no concerns

Key facts:

Minimum initial investment $10,000

Performance since inception 8.12% p.a. (27 Oct 2014)

Estimated income 3.14% p.a.

Benchmark Index Morningstar® Australia Aggressive Target Allocation NR AUD+

Standard risk measure, High (expected negative annual return in 4-6 years out of every 20)

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Make it your own

Customise your portfolio by adding up to 5 ETFs.

Code

Security name

MER

Star rating

ASX category

Australian Shares

VHY

Vanguard Australian Shares High Yield ETF

0.25%

Equity - Australia Strategy

VSO

Vanguard MSCI Australian Small Companies ETF

0.30%

Equity - Australia Small/Mid Cap

FAIR

BetaShares Australian Sustnby Leaders ETF

0.49%

Equity - Australia Strategy

Australian Shares

VHY

Vanguard Australian Shares High Yield ETF

0.25%

Equity - Australia Strategy

VSO

Vanguard MSCI Australian Small Companies ETF

0.30%

Equity - Australia Small/Mid Cap

FAIR

BetaShares Australian Sustnby Leaders ETF

0.49%

Equity - Australia Strategy

International Shares

Property & Infrastructure

Fixed Interest

Alternatives

Download approved list

Please email invest@investsmart.com.au if there are ETFs you would like us to consider adding to our approved list.

Account types

There’s an investment account to suit your needs.

Joint

Investment account for two individuals, such as a couple, looking to invest together.

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Trust

A Trust account allows you to manage funds on behalf of beneficiaries, providing a structured way to handle assets.

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Individual

Investment account for people who want to invest under their own name.

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SMSF

A Self-Managed Super Fund (SMSF) gives you the freedom to manage your retirement savings.

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What our members
say about us.

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1300 880 160

Our investment committee.

The primary role of our committee is to oversee the general management and ongoing monitoring of our investment solutions and investment strategies.

Paul Clitheroe, AM

Chairman

Alastair Davidson

Head of Funds Management

Ron Hodge

Managing Director

Effie Zahos

Money Commentator & Director

Alan Kohler, AM

Founder - Eureka Report

FAQs

Who can access Custom Portfolios?

What Exchange Traded Funds (ETFs) are allowed?

How many Exchange Traded Funds (ETFs) are allowed?

How can I see information on the available Exchange Traded Funds (ETFs)?

Will they be included in my annual tax statement?

How are these Exchange Traded Funds (ETFs) selected?

What are the fees?

How do I add them to my account?

Can I reallocate existing holdings to a Custom Portfolio

Do I own these Exchange Traded Funds (ETFs)?

How will the distributions be handled?

Can I choose to participate in the Distribution Reinvestment Plan (DRP)?

Can I request an Exchange Traded Fund (ETF) from outside the approved list?

Can we invest in overseas listed Exchange Traded Funds (ETFs)?

Will my selection of Exchange Traded Funds (ETFs) be rebalanced automatically?

Can I have a Regular Contribution Plan for InvestSMART Custom?

For answers to common questions, visit our Help Centre.

IMPORTANT: This information is general financial product advice only and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you. You should consider the relevant Product Disclosure Statement (PDS), Financial Services Guide (FSG), Target Market Determination (TMD) or seek professional advice before making any investment decision. The PDS for financial products offered through InvestSMART can be downloaded from this website or obtained by contacting 1300 880 160.

* InvestSMART’s capped management fees (capped at $880 p.a.) do not include indirect management fees charged by Exchange Traded Funds, brokerage or administration fees. Administration fees are applicable at 0.11% per annum and include all buy-side brokerage. Sell-side brokerage is applicable at the greater of $4.40 or 0.044% per trade. For more information about fees and costs, please see the Product Disclosure Statement and Investment Menu.

# Performance figures are after management and admin fees excl. brokerage and assuming dividends re-invested and no withdrawals. Performance figures for periods greater than one year are annualised and presented as "per annum" values. The peer comparison figures have been sourced from Morningstar data and is therefore limited to the funds and investment products included in their database. This may not include all funds available for retail investment in Australia. The peer calculation is inclusive of admin and management fees; excludes brokerage and no withdrawals have been made. InvestSMART cannot determine whether or not franking has been included, nor if dividends have been reinvested. Historical performance is not a reliable indicator of future performance.

^ Only funds and investment products included in the Morningstar Australia database are available for fee and performance comparison. This may not include all funds available for retail investment in Australia. Only funds with > three year returns were included in any fee comparison, and were compared to Morningstar’s nominated benchmark. Fees are calculated by Morningstar as the average over 10 years. Whilst every care has been taken in producing these numbers, InvestSMART does not guarantee the accuracy of the figures produced in the table. Fee data may not include all costs being charged such as platform and adviser fees. For the effect of fees on your cumulative returns, please see our report How Fees Can Destroy Your Wealth.

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