Excellent 4.4

Investing made simple, start building wealth.

Investing made simple, start building wealth.

Investing made simple, start building wealth.

We build and manage your portfolio to achieve your financial goals

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Expert-built ETF portfolios,
with your personal touch.

How it works

Start your financial
journey today.

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Choose your ETF portfolio

Choose your ETF portfolio

Choose your ETF portfolio

Customise and
make it your own

Customise and
make it your own

Customise and
make it your own

Monitor your portfolio
while we do the rest

Monitor your portfolio
while we do the rest

Monitor your portfolio
while we do the rest

You are in control, with everything you need to monitor and manage your portfolio.

Why invest with us

Why invest with us

Why invest with us

Simple, smart investing.
Backed by real people.

Simple, smart investing.
Backed by real people.

Simple, smart investing.
Backed by real people.

Financial advice in minutes.

If you are not sure how to choose the right portfolio for you, take our financial advice quiz and get your statement of advice in minutes.

Expert-built portfolios, with your personal touch.

Our ETF Portfolios are professionally managed and automatically rebalanced with the option to add up to 5 star-rated ETFs to suit your interests and goals.

Managed by us, controlled by you.

Our intuitive dashboard puts you in control with everything you need to monitor and manage your portfolio.

Low-cost and transparent fees.

Management fees of 0.44% p.a, capped at $880 p.a. for accounts over $200,000, plus a flat 0.11% p.a. admin fee.

Tax time made easy.

Consolidated end-of-financial-year reporting makes tax time easy.

Customer stories

Our ETF portfolios helping real people achieving real goals.

Annelise P.

Investing in my kid’s future

My three children received a generous gift from a family member, with the intention…

David V.

Investing for my retirement

I’ve always managed my own investments and the investments of my…

Paul L.

Investing for my children

The investment portfolios we have setup for my 3 children was funded by…

Cheryl S.

Investing for my grandkids

I wanted to help secure my grandchildren’s future. I chose investments for the…

Expert-built portfolios

Explore our low-cost diversified ETF portfolios.

Explore our
low-cost diversified ETF portfolios.

Conservative

Balanced

Growth

Ethical Growth

Ethical High Growth

High Growth

InvestSMART

High Growth

Suggested timeframe: 7+ years.

Strategy: For those seeking a ETF diversified portfolio highly weighted to growth assets with a higher tolerance for risk.

Risk profile: High.

Growth assets 90%

i
Australian shares
35.5%
International shares
48.5%
Property & infrastructure
6%

Defensive assets 10%

i
Fixed interest
5%
Cash
5%

Key information

Details

Calculator

Performance

Fees

Investment calculator.
In 20 years, the total value of your portfolio would be $249,111, but adjusted for inflation, it'd be worth $160,234 in today's money.
20 years
Projected growth
in 20 years at 8.8% p.a.
$249,111
Today20 years
Key assumptions

Start investing application

  • InvestSMART

    High Growth

    Suggested timeframe: 7+ years.

    Strategy: For those seeking a ETF diversified portfolio highly weighted to growth assets with a higher tolerance for risk.

    Risk profile: High.

    Growth assets 90%

    i
    Australian shares
    35.5%
    International shares
    48.5%
    Property & infrastructure
    6%

    Defensive assets 10%

    i
    Fixed interest
    5%
    Cash
    5%

    Learn more

  • InvestSMART

    Ethical High Growth

    Suggested timeframe: 7+ years.

    Strategy: A simple, cost-effective way to invest in a ETF diversified ethical portfolio without the usual high fees.

    Risk profile: High.

    Growth assets 89.5%

    i
    Australian shares
    37%
    International shares
    52.5%
    Property & infrastructure
    0%

    Defensive assets 10.5%

    i
    Fixed interest
    5%
    Cash
    5.5%

    Learn more

  • InvestSMART

    Ethical Growth

    Suggested timeframe: 5+ years.

    Strategy: A simple, cost-effective way to invest in a ETF diversified ethical portfolio without the usual high fees.

    Risk profile: High.

    Growth assets 65%

    i
    Australian shares
    29%
    International shares
    36%
    Property & infrastructure
    0%

    Defensive assets 35%

    i
    Fixed interest
    24.5%
    Cash
    10.5%

    Learn more

  • InvestSMART

    Growth

    Suggested timeframe: 5+ years.

    Strategy: For those seeking a ETF diversified portfolio weighted to growth assets with a high tolerance for risk.

    Risk profile: High.

    Growth assets 69.8%

    i
    Australian shares
    29.5%
    International shares
    33%
    Property & infrastructure
    7.3%

    Defensive assets 30.2%

    i
    Fixed interest
    22%
    Cash
    8.2%

    Learn more

  • InvestSMART

    Balanced

    Suggested timeframe: 3 to 5 years.

    Strategy: For those seeking a balanced ETF diversified portfolio between growth and defensive assets.

    Risk profile: Medium to High.

    Growth assets 48.25%

    i
    Australian shares
    17%
    International shares
    25.95%
    Property & infrastructure
    5.3%

    Defensive assets 51.75%

    i
    Fixed interest
    39.75%
    Cash
    12%

    Learn more

  • InvestSMART

    Conservative

    Suggested timeframe: 2+ years.

    Strategy: For those seeking a ETF diversified portfolio highly weighted to growth assets with a higher tolerance for risk.

    Risk profile: Medium.

    Growth assets 29.5%

    i
    Australian shares
    11%
    International shares
    14%
    Property & infrastructure
    4.5%

    Defensive assets 70.5%

    i
    Fixed interest
    51%
    Cash
    19.5%

    Learn more

  • InvestSMART

    High Growth

    Suggested timeframe: 7+ years.

    Strategy: For those seeking a ETF diversified portfolio highly weighted to growth assets with a higher tolerance for risk.

    Risk profile: High.

    Growth assets 90%

    i
    Australian shares
    35.5%
    International shares
    48.5%
    Property & infrastructure
    6%

    Defensive assets 10%

    i
    Fixed interest
    5%
    Cash
    5%

    Learn more

  • InvestSMART

    Ethical High Growth

    Suggested timeframe: 7+ years.

    Strategy: A simple, cost-effective way to invest in a ETF diversified ethical portfolio without the usual high fees.

    Risk profile: High.

    Growth assets 89.5%

    i
    Australian shares
    37%
    International shares
    52.5%
    Property & infrastructure
    0%

    Defensive assets 10.5%

    i
    Fixed interest
    5%
    Cash
    5.5%

    Learn more

  • InvestSMART

    Ethical Growth

    Suggested timeframe: 5+ years.

    Strategy: A simple, cost-effective way to invest in a ETF diversified ethical portfolio without the usual high fees.

    Risk profile: High.

    Growth assets 65%

    i
    Australian shares
    29%
    International shares
    36%
    Property & infrastructure
    0%

    Defensive assets 35%

    i
    Fixed interest
    24.5%
    Cash
    10.5%

    Learn more

  • InvestSMART

    Growth

    Suggested timeframe: 5+ years.

    Strategy: For those seeking a ETF diversified portfolio weighted to growth assets with a high tolerance for risk.

    Risk profile: High.

    Growth assets 69.8%

    i
    Australian shares
    29.5%
    International shares
    33%
    Property & infrastructure
    7.3%

    Defensive assets 30.2%

    i
    Fixed interest
    22%
    Cash
    8.2%

    Learn more

  • InvestSMART

    Balanced

    Suggested timeframe: 3 to 5 years.

    Strategy: For those seeking a balanced ETF diversified portfolio between growth and defensive assets.

    Risk profile: Medium to High.

    Growth assets 48.25%

    i
    Australian shares
    17%
    International shares
    25.95%
    Property & infrastructure
    5.3%

    Defensive assets 51.75%

    i
    Fixed interest
    39.75%
    Cash
    12%

    Learn more

  • InvestSMART

    Conservative

    Suggested timeframe: 2+ years.

    Strategy: For those seeking a ETF diversified portfolio highly weighted to growth assets with a higher tolerance for risk.

    Risk profile: Medium.

    Growth assets 29.5%

    i
    Australian shares
    11%
    International shares
    14%
    Property & infrastructure
    4.5%

    Defensive assets 70.5%

    i
    Fixed interest
    51%
    Cash
    19.5%

    Learn more

  • InvestSMART

    High Growth

    Suggested timeframe: 7+ years.

    Strategy: For those seeking a ETF diversified portfolio highly weighted to growth assets with a higher tolerance for risk.

    Risk profile: High.

    Growth assets 90%

    i
    Australian shares
    35.5%
    International shares
    48.5%
    Property & infrastructure
    6%

    Defensive assets 10%

    i
    Fixed interest
    5%
    Cash
    5%

    Learn more

  • InvestSMART

    Ethical High Growth

    Suggested timeframe: 7+ years.

    Strategy: A simple, cost-effective way to invest in a ETF diversified ethical portfolio without the usual high fees.

    Risk profile: High.

    Growth assets 89.5%

    i
    Australian shares
    37%
    International shares
    52.5%
    Property & infrastructure
    0%

    Defensive assets 10.5%

    i
    Fixed interest
    5%
    Cash
    5.5%

    Learn more

  • InvestSMART

    Ethical Growth

    Suggested timeframe: 5+ years.

    Strategy: A simple, cost-effective way to invest in a ETF diversified ethical portfolio without the usual high fees.

    Risk profile: High.

    Growth assets 65%

    i
    Australian shares
    29%
    International shares
    36%
    Property & infrastructure
    0%

    Defensive assets 35%

    i
    Fixed interest
    24.5%
    Cash
    10.5%

    Learn more

  • InvestSMART

    Growth

    Suggested timeframe: 5+ years.

    Strategy: For those seeking a ETF diversified portfolio weighted to growth assets with a high tolerance for risk.

    Risk profile: High.

    Growth assets 69.8%

    i
    Australian shares
    29.5%
    International shares
    33%
    Property & infrastructure
    7.3%

    Defensive assets 30.2%

    i
    Fixed interest
    22%
    Cash
    8.2%

    Learn more

  • InvestSMART

    Balanced

    Suggested timeframe: 3 to 5 years.

    Strategy: For those seeking a balanced ETF diversified portfolio between growth and defensive assets.

    Risk profile: Medium to High.

    Growth assets 48.25%

    i
    Australian shares
    17%
    International shares
    25.95%
    Property & infrastructure
    5.3%

    Defensive assets 51.75%

    i
    Fixed interest
    39.75%
    Cash
    12%

    Learn more

  • InvestSMART

    Conservative

    Suggested timeframe: 2+ years.

    Strategy: For those seeking a ETF diversified portfolio highly weighted to growth assets with a higher tolerance for risk.

    Risk profile: Medium.

    Growth assets 29.5%

    i
    Australian shares
    11%
    International shares
    14%
    Property & infrastructure
    4.5%

    Defensive assets 70.5%

    i
    Fixed interest
    51%
    Cash
    19.5%

    Learn more

Make it your own

Customise your portfolio by adding up to 5 ETFs.

Code

Security name

MER

Star rating

ASX category

Australian Shares

VHY

Vanguard Australian Shares High Yield ETF

0.25%

Equity - Australia Strategy

VSO

Vanguard MSCI Australian Small Companies ETF

0.30%

Equity - Australia Small/Mid Cap

FAIR

BetaShares Australian Sustnby Leaders ETF

0.49%

Equity - Australia Strategy

Australian Shares

VHY

Vanguard Australian Shares High Yield ETF

0.25%

Equity - Australia Strategy

VSO

Vanguard MSCI Australian Small Companies ETF

0.30%

Equity - Australia Small/Mid Cap

FAIR

BetaShares Australian Sustnby Leaders ETF

0.49%

Equity - Australia Strategy

International Shares

International Shares

Property & Infrastructure

Property & Infrastructure

Fixed Interest

Fixed Interest

Alternatives (Gold & Silver)

Alternatives (Gold & Silver)

Download approved list

Download approved list

Please email invest@investsmart.com.au if there are ETFs you would like us to consider adding to our approved list.

Please email invest@investsmart.com.au if there are ETFs you would like us to consider adding to our approved list.

Account types

Account types

There’s an investment account to suit your needs.

There’s an investment account to suit your needs.

Joint

Investment account for two individuals, such as a couple, looking to invest together.

Trust

Available to existing Trusts including discretionary, family, testamentary and charitable. 

Individual

Investment account for people who want to invest under their own name.

SMSF

Available to existing SMSFs with Company (Pty Ltd) or Individual trustees.

Kids

Invest for the children in your life with one or two adults acting as their trustee.

Corporate

Invest for your company.

What our members
say about us.

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Speak with a real person - right here in Australia.

1300 880 160

Our investment committee.

The primary role of our committee is to oversee the general management and ongoing monitoring of our investment solutions and investment strategies.

Paul Clitheroe, AM

Chairman

Alastair Davidson

Head of Funds Management

Ron Hodge

Managing Director

Effie Zahos

Money Commentator & Director

Alan Kohler, AM

Founder - Eureka Report

FAQs

Can I set up a regular contribution plan or easily add to my portfolio when I want?

Can I set up a regular contribution plan or easily add to my portfolio when I want?

Can I set up a regular contribution plan or easily add to my portfolio when I want?

Can I switch between investment models & can I hold more than one?

Can I switch between investment models & can I hold more than one?

Can I switch between investment models & can I hold more than one?

Do I own the shares/ETFs?

Do I own the shares/ETFs?

Do I own the shares/ETFs?

Do I receive dividends and where do they go?

Do I receive dividends and where do they go?

Do I receive dividends and where do they go?

Do I receive franking credits and do I get a tax statement?

Do I receive franking credits and do I get a tax statement?

Do I receive franking credits and do I get a tax statement?

How do I see my portfolio?

How do I see my portfolio?

How do I see my portfolio?

What are the fees?

What are the fees?

What are the fees?

For answers to common questions, visit our Help Centre.

Overview

How it works

ETF portfolios

Customer stories

Accounts

Help